
Credit is one thing that I am really a watcher on. I keep track of nearly everything and anything that there is. In my younger years I really did not care and it took a long while to get things on track. A lot of my friends are not as lucky as I am. I have a few that have had to get Debt consolidation on more than 2 occasions which really stressed them out. Then again they were not wise with the financial choices that they made.
If you are in a quandry about your debt IQ you might think about taking the quiz. At first I was more than skeptical about taking it. Thinking that my score was going to be very low. To my surprise I ended up with an A or 93%. Yes, I still have some work to do especially on the retirement section as I am a business owner and I have to always find funds to even think about investing so it made me think that maybe a little Debt help in that area might be in order.
For those that need some or even a lot of Debt relief this quiz offers you suggestions and tips that you might find useful and put into action right away.
One section that I realize a lot of people have a hard time with and that is Credit card debt. Thinking that they are able to pay the bills off and then something unexpected happens to them. Loosing your credit due to lack of paying on time or worse yet not paying at all is devastating to your credit rating. One thing to do is to get on a budget and stick to it. Put away the plastic and use the green that is in your pocket! Think if you can't afford it then you shouldn't get it. I know that is hard to do but you need to watch your spending habits ever so carefully.
I strongly urge each of you to go take the Bills IQ. It is free to do. Only takes a few minutes. And it really points out areas that maybe you are not thinking about. I know that I was impressed with it. I was also surprised that I rated higher than most females here in my home state. That threw me for a loop! Gives me something to spend more time planning my financial goals to stay where I am and go even further.
Being in over your head is not a helpless situation. You can always get good sound Credit counseling with firms that are there to help you. Offering you plans and suggestions to try to keep you on the correct spending track. Paying your bills off quickly and without problems.
In thinking about being in good shape bill wise I thought of this haiku about the good feeling it brings:
Peaceful and quiet
Water flowing from mountains
Daffodils Growing
All and all this was a truly good experience for me taking the quiz.
What is your Bill IQ?
This coming week we will finally begin the addition and restoration to my room. I was sitting here looking around and thinking what a mess this is truly going to be.
I have to move all the dressers, the stands and other furniture into the near middle of the room in order to have the walls expanded and new sheet rock put up. That is just a start though.
When this is finished (finally) I will begin the planning of the reading nook that will be opened up. Right now we are using the space as storage. I want to open it up saving at least half for storage and the rest goes for the reading section. Also have the other side of the stair case to do. Now that will be a big job.
Have to figure out what to do with the pre-1700 loom that is there. Yep. It came with the house, being in the attic which I have restored into a bedroom with work area.
Right now I dread the mess. In the long run it will look so much better and I need the extra space. haha I can re-do the landing as well this summer
Love that idea a lot!
I have to move all the dressers, the stands and other furniture into the near middle of the room in order to have the walls expanded and new sheet rock put up. That is just a start though.
When this is finished (finally) I will begin the planning of the reading nook that will be opened up. Right now we are using the space as storage. I want to open it up saving at least half for storage and the rest goes for the reading section. Also have the other side of the stair case to do. Now that will be a big job.
Have to figure out what to do with the pre-1700 loom that is there. Yep. It came with the house, being in the attic which I have restored into a bedroom with work area.
Right now I dread the mess. In the long run it will look so much better and I need the extra space. haha I can re-do the landing as well this summer
Birthdays are really popular here in our house from July throughout November. I think that December is one of the months that we have zero! I am always on the look out for gifts that are unique to fit the person. I like to get gifts for my children that are personalized such as custom t-shirts and things like that. They adore them!
I know you are shaking your heads thinking how spendy that can be. Well, you know you are right! Sometimes they can cost an arm and a leg to get printed with what you want on them. Adding pictures, thoughts you know the drill in the design. It all adds up to one big bill.
Not so over on Vista Print. Right now you can use a special code, that I will give you here and you get a discount off the already
low, reasonable price! Saving money plus getting an individualized gift is absolutely perfect for the shopper. Or at least for me it is.
I have used this company before on other items that they carry and know for a fact that they do quality work. Processing your order swiftly and in a timely method. The site is so very easy to use that you can not go wrong when you are designing what ever it is you are ordering. Complete easy to follow instructions. And customer support is always available!
They have a lot of other specials all the time that is what I like. Usually things that you would want on a personal level or for gift giving!
Now, for those of you that are interested in the discount off these custom t-shirts the code is as follows:
TShirts25 - 25% Off T-shirts
WOW! What a deal!! So go get your shop on
I know you are shaking your heads thinking how spendy that can be. Well, you know you are right! Sometimes they can cost an arm and a leg to get printed with what you want on them. Adding pictures, thoughts you know the drill in the design. It all adds up to one big bill.
Not so over on Vista Print. Right now you can use a special code, that I will give you here and you get a discount off the already
I have used this company before on other items that they carry and know for a fact that they do quality work. Processing your order swiftly and in a timely method. The site is so very easy to use that you can not go wrong when you are designing what ever it is you are ordering. Complete easy to follow instructions. And customer support is always available!
They have a lot of other specials all the time that is what I like. Usually things that you would want on a personal level or for gift giving!
Now, for those of you that are interested in the discount off these custom t-shirts the code is as follows:
TShirts25 - 25% Off T-shirts
WOW! What a deal!! So go get your shop on
I just love the summer vegetables. Especially since here we are able to get fresh squash from neighbors that grow it or from the local farms. It is so good when it is that fresh.
Usually I like to boil it then after draining it place butter adding salt and pepper. Always a big hit. Plus it is so easy. And we all know by now I like things easy!!!!
I found this recipe and thought it sounded a little different and you know it, easy. haha This is for 2 servings.
Grilled Zucchini

Ingredients
1 large zucchini
4 tablespoons butter
salt and pepper to taste
Directions
1. Preheat grill to medium high heat.
2. Clean outer skin of zucchini, and slice lengthwise into quarters. Place a pat of butter or margarine on each zucchini quarter, and season with salt and pepper to taste. Wrap all four quarters in one piece of aluminum foil.
3. Place foil wrapped zucchini on heated grill, and cook for 10 to 15 minutes on each side.
Usually I like to boil it then after draining it place butter adding salt and pepper. Always a big hit. Plus it is so easy. And we all know by now I like things easy!!!!
I found this recipe and thought it sounded a little different and you know it, easy. haha This is for 2 servings.
Grilled Zucchini
Ingredients
1 large zucchini
4 tablespoons butter
salt and pepper to taste
Directions
1. Preheat grill to medium high heat.
2. Clean outer skin of zucchini, and slice lengthwise into quarters. Place a pat of butter or margarine on each zucchini quarter, and season with salt and pepper to taste. Wrap all four quarters in one piece of aluminum foil.
3. Place foil wrapped zucchini on heated grill, and cook for 10 to 15 minutes on each side.
Those of us that have businesses often attempt to find ways in which to market our wares at the lowest prices. One way that we look into are the Email Marketing Software that is available. There are so many to choose from and some are often more than the business budget can afford.
Using the company Gold Lasso
you will find that they are much lower than the competition out there offering almost the same thing. Comparing this company with others that I know seems to show a vast difference. Differences mainly are the way in which they utilize the email marketing avenue. There are more services available than some I have personally seen.
Email marketing is a terrific way to reach the masses. Yet you need a company that is qualified to handle this. Knowing what each customer really needs.
If this is what you are looking for in order to spread your wares then you really should look into the resources that this company offers.
Using the company Gold Lasso
Email marketing is a terrific way to reach the masses. Yet you need a company that is qualified to handle this. Knowing what each customer really needs.
If this is what you are looking for in order to spread your wares then you really should look into the resources that this company offers.
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Comments
Thu, 20.11.2008 12:49
My sons decided that they woul d rather sleep [...]
Thu, 20.11.2008 07:49
Uh, I don't know how I would f eel about that [...]
Tue, 18.11.2008 07:07
That's so cute! He looks so se rious!